 | PayCircle has since long identified the need to integrate payment with mechanisms for identity management, user confirmation and privacy enforcement. These requirements are not specific to payment but apply to the other web service interfaces in the Parlay X suite as well. Liberty phase 3 will specify specific services (SiS) based on the general framework of phase 2. Requirement drafts for a Payment SiS as well as a Wallet SiS are already available. The goal of the investigation is to explore an integration of identity management and payment based on (possibly extended) |
This paper was written in collaboration with Bertolt Eicke andKarsten Lüttge from Siemens in the context of Liberty-PayCircle liaison. It addresses technical staff and management interested in the integration of 3rd party payment with identity management. While Pay-Circle is not active anymore, this document remains a good example of how to leverage Liberty protocol to open an existing specification to the internet.
- Mobile identity management and 3rd party payment should and can be integrated
- Liberty mechanisms may be used for authentification, user confirmation and privacy enforcement
- PayCircle mechanisms may be used for payment transactions
- This applies also for the more general case, where subscriber and merchant belong to different payment service providers/circles of trusts, also known as the 4-box model.
- Slight modifications/extensions are needed in PayCircle WSI and possibly Liberty.
- PayCircle could be extended to be Liberty compliant, which could be even done without any formal agreement between the fora.
- Additionally PayCircle could even be the basis for an upcoming Liberty Payment SiS. Contractual issues are outside the sope of this document.
- The document may serve as the basis for a proof-of-concept including a joint reference implementation and a joint demonstrator.
Full PDF document can be downloaded (here)
